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FAQ / Insurance / Auras Upgrade tariff plan

Auras Upgrade tariff plan

Your insurance policy is issued electronically and includes a combination of different types of insurance:
  • Medical expenses insurance: provides coverage for emergency medical care abroad in the event of sudden illness or an accident.
  • Financial risk insurance: offers compensation for baggage loss, flight cancellations, replacement of lost documents required for returning to the country of residence if the originals are lost during the trip, payment for legal services, etc.
  • Accident insurance: provides monetary compensation for accidents that occur during the trip.
  • Third-party liability insurance: offers monetary compensation for damages caused to the life or health of third parties.
The maximum coverage limit per person is USD 100,000, with a deductible of USD 100 (the part of the loss that is not covered by the insurance company).

Description of insurance coverageCoverage amount
Medical expensesUSD 50,000
COVID-19* treatment coverage:
  • Medical assistance for COVID-19
  • Mandatory observation for COVID-19, per day (max)
  • Forced observation

  • USD 5,000
  • USD 150 (3,000)
  • Up to 15 days
Compensation in case of an accidentUSD 5,000
Coverage of medical expenses if the injury occurs under the influence of alcohol+
Emergency medical assistanceUSD 500
Urgent dental careUSD 500
Flight cancellationUSD 300
Comfort zone in case of flight delayUSD 2,000
Baggage insuranceUSD 500
Transportation to a medical facility – helicopterUSD 5,000
Transporting the insured person back to their country of permanent residenceUSD 3,000
Repatriation of the body to the homelandUSD 10,000

*Expenses for accommodation and meals of the insured person during self-isolation, quarantine, or observation abroad, or during outpatient treatment for COVID-19, are not covered by the insurance policy.

Read more: What to do when an insured event occurs. What are possible refusals of insurance payments, and exclusions in medical insurance.