FAQ

FAQ / Insurance / Auras Basic tariff plan

Auras Basic tariff plan

Your insurance policy is issued electronically and includes a combination of different types of insurance:
  • Medical expenses insurance: provides coverage for emergency medical care abroad in the event of sudden illness or an accident.
  • Financial risk insurance: offers compensation for baggage loss, flight cancellations, replacement of lost documents required for returning to the country of residence if the originals are lost during the trip, payment for legal services, etc.
  • Accident insurance: provides monetary compensation for accidents that occur during the trip.
  • Third-party liability insurance: offers monetary compensation for damages caused to the life or health of third parties.
The maximum coverage limit per person is USD 35,000, with a deductible of USD 100 (the part of the loss that is not covered by the insurance company).

Description of insurance coverage
Coverage amount
Medical expensesUSD 35,000
COVID-19* treatment coverage:
  • Medical assistance for COVID-19
  • Mandatory observation for COVID-19, per day (max)
  • Forced observation

  • USD 2,500
  • USD 75 (1,500)
  • Up to 15 days
Compensation in case of an accident
USD 2,500
Coverage of medical expenses if the injury occurs under the influence of alcohol

Emergency medical assistanceUSD 200
Urgent dental care
USD 300
Flight cancellation
USD 200
Comfort zone in case of flight delay
USD 1,000
Baggage insurance
USD 250
Transportation to a medical facility – helicopter
USD 2,000
Transporting the insured person back to their country of permanent residence
USD 2,500
Repatriation of the body to the homeland
USD 5,000

*Expenses for accommodation and meals of the insured person during self-isolation, quarantine, or observation abroad, or during outpatient treatment for COVID-19, are not covered by the insurance policy.